Tomas’s arrogance and vindictiveness

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Sunday, August 17, 2014

I AM writing this as a personal privilege. But I think this also concerns the public because this has something to do with the banking industry and how some banks treat their clients.

Two months ago, I received a text message from a woman who claimed to be a marketing personnel of Manila-based Standard Chartered Bank. I don’t know where she got my personal number. She offered me a personal loan with a little interest rate. I texted her back and asked her for more details. She provided me with a list of requirements that I had to comply with.

Thinking it was a scam, I visited the Standard Chartered Bank branch here on the ground floor of Insular Life building at the Ayala Business Park to inquire more about the offer. A certain Moriel Binghay, the bank’s loan officer, entertained me and confirmed the offer. Binghay asked me if I was interested so she could process my application and send it to their main branch. Since I was interested, I applied for a loan, payable in several months. Right there, she photocopied my IDs and I filled up some forms. She promised to update me in a couple of days.


Two weeks later, I received a text message from the bank text line, informing me that my application was temporarily withheld pending submission of additional documents. I texted and called Ms. Binghay about the message. She did not response immediately.

Five days later, she answered, apologizing that she had been on leave. She asked me for some documents and I gave them to her. That was a month ago. I made a follow-up through text and call, but I got no response.

I am not sourgraping. I think I deserve a categorical answer from the bank so that all my efforts did not go to waste. All they have to do is to inform me either through text or call about my loan so I won’t be in limbo.

If they reject or deny my application, then they can just tell me straight, “Mr. Nalzaro we regret to inform you that your personal loan application is denied because based on our background investigation you cannot pay the monthly amortization.” That’s it. I will not force the issue. But it seems that they’re leaving me hanging. Imagine, more than one month of waiting?

When I applied for a car loan two years ago with RCBC, I got a brand new car in one day after paying the down payment. It was my second time applying for a car loan with RCBC. In our Newscoop, our chairman (Mayor) Ely Baquero would see to it that all loan applications are processed and released within the day, especially if these are emergencies. But here comes a very notable bank who left me hanging. I already texted Ms. Binghay to cancel my loan application. I don’t know if some of our readers have experienced what I’ve experienced.


So, the Bando Osmeña Pundok Kauswagan councilors who voted for the resolution authorizing Mayor Michael Rama to negotiate and sell parts of the South Road Properties (SRP) are now ostracized by their aggrupation’s titular head Tomas Osmeña.

They are now outside the “kulambo” (mosquito net). They were not invited by Tomas during a gathering in his residence over the weekend. Tomas said he only cooked food good for a few people that is why he did not invite Councilors Gerry Carillo, Bob Cabarrubias, Noel Wenceslao and Ritchie Osmeña.

What a flimsy reason. This only shows how arrogant and vindictive he is. If you go against him, you will be his enemy forever. Tomas plays God. He wants all people, especially his political stalwarts, to kneel before him. I don’t know what kind of behavior and character he has.

The Cebuanos should know about the lies Tomas is spreading about the sale of SRP lots.

He does not want to dispose of SRP lots as of this time. He wants to wait until SM and
Filinvest’s properties are fully developed, saying by that time the prices will go up.

For the information of everybody, Tomas has his own agenda. He will wait for the time he can return to City Hall and that’s the time he will dispose of SRP lots. You know his motive. Commission?

I read the resolution authorizing Rama to negotiate with interested bidders and to dispose of SRP lots. It is advantageous to the City Government.

Why wait too long when we can dispose of the lots now and earn an income? Kanang kang Tomas samok-samok ra gyud nang iya. Ayaw na mog tuo ana niya kay “political has-been” na na siya ug duna na siya’y kaugalingon nga interest. Hala Tomas, inig kamatay nimo, dad-a nang SRP sa langit, ha.


Published in the Sun.Star Cebu newspaper on August 18, 2014.


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